The great explorer of the truth, the master-builder of human happiness no one rejects dislikes avoids pleasure itself because it is pleasure but because know who do not those how to pursue pleasures rationally encounter consequences that are extremely painful desires to obtain.
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Mortgage Expats Rate Index
What is the lowest possible mortgage rate for a specific type of residency? You can find out here.
The lowest rate currently on the market:
4.49% p.a.
Some expats have been long enough in Czech republic that they have become Czech citizens. In this case the conditions for taking a mortgage is exactly the same as for a native Czech.
Need more info? Leave us a number.The lowest rate currently on the market:
4.49% p.a.
Permanent residency puts you in virtually the same position as a native Czech citizen, therefore you can have a mortgage at any bank in Czech republic.
Need more info? Leave us a number.The lowest rate currently on the market:
4.59%
Employee card, blue card and many others are all in the long term category of residencies. Some banks are not able to provide mortgage for such applicants. Also some countries are listed as a "risk countries" in some banks and again this might cause some problems during applying for a mortgage.
Need more info? Leave us a number
Last update: 4.3.2025
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